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Car Repossession

Keeping Your Car in a Chapter 7 Bankruptcy Filing

Keeping your car is an option in Chapter 7 bankruptcy. At the law office of attorney Judith A. Descalso in Escondido, California, we assist clients with all aspects of a bankruptcy filing and ensure protection of their valuable assets.

All assets are not stripped from you after a Chapter 7 bankruptcy filing. You have the option of protecting your most prized possessions, including your car. Contact us at (760) 670-4863 or toll-free at (866) 497-6196.

We Help You Stop the Process of Auto Repossession

At the law office of Judith A. Descalso, we serve as vital sources of information for our clients. If you are seeking to stop automobile repossession, we can help you take the steps necessary to prevent the loss of your car. Please note that similar to saving your home from foreclosure, you must also continue to make payments on the car.

We Communicate the Important Steps to Prevent Repossession

While filing for Chapter 7 will stop a car repossession, there are certain requirements, including reaffirmation of the car loan that must be considered. Although the law requires a debtor to reaffirm a car loan in order to prevent the lifting of the automatic stay provided by the filing of the bankruptcy, whether to sign a reaffirmation agreement is an important consideration. The very act of filing a Chapter 7 bankruptcy could result in the repossession of your car even if you are current with your car payments. Getting out from under a burdensome car loan may be a better option. Knowledge of your choices is important. That is where we come in to help.

We Assist You in Getting that Second Chance and Fresh Start

For all aspects of Chapter 7 bankruptcy, you need a seasoned attorney on your side. We will represent you aggressively yet with compassion. We won't judge. We solve your problems and get you that fresh start and second chance you so desperately need.

Contact Us

For more information or to schedule an appointment with an experienced lawyer regarding vehicle repossession, please contact us.

Office Location

Judith A. Descalso
960 Canterbury Place
Suite 340
Escondido, CA 92025
Phone: (760) 670-4863
Toll-Free: (866) 497-6196
Fax: (760) 860-9800
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