Helping With Your Financial Future
It isn't uncommon to use credit cards to pay for groceries, gas or other daily expenses. However, if you are unable to pay your credit card balances each month, your debt can quickly spiral out of control. Depending on the amount of debt that you have, it may be...
A consumer in Escondido, California, can get relief from some debts they see no way of paying using bankruptcy. However, they may have concerns over losing all of their property. Exemptions can possibly help them keep it. Assets in bankruptcy Chapter 7 requires the...
Filing for bankruptcy could result in a tremendous financial burden lifted off someone's mind. After passing the means test to file for Chapter 7, a filer may discover a significant amount of debt ends up discharged. Not all debt goes away without any payments,...
Many consumers in Escondido, California, choose bankruptcy when they don't see a way out of debt. Bankruptcy commonly occurs from unforeseen circumstances, such as divorce and medical issues. However, there are a few myths that may make a consumer hesitate to file....
When it gets impossible to pay debts, consumers in Escondido, California, might choose to file Chapter 7 bankruptcy. Chapter 7 helps relieve debt by selling nonexempt assets to pay creditors. However, Chapter 7 bankruptcy requires a debtor to pass a means test before...
No one likes the thought of filing Chapter 7 bankruptcy in California, but sometimes, filing is the only way to get relief from overwhelming debt. If you filed Chapter 7 recently, you may wonder what happens after discharge. While life after Chapter 7 is often...
Following a year when a virus spread worldwide and hospitalized approximately 32 million, medical bills began to pile up for many people who have since recovered. Many had already lost their jobs, creating financial uncertainty. Failing to pay medical bills can...
If you file for Chapter 7 bankruptcy in California, you may be entitled to an automatic stay of creditor activity. The automatic stay may prevent a creditor from foreclosing on a house, repossessing your car or seizing a bank account. Generally speaking, the stay...
When a debtor in Escondido, California, doesn't see a way out of debt, bankruptcy can give them relief. However, a homeowner may hesitate to file because they have concerns about credit. It is possible to buy a home after bankruptcy, contrary to myths. Credit scores...
California small business owners may worry about the ramifications of filing for business bankruptcy. Even though debts are overtaking profits, the business might be all that you have. Is it possible to save the company and still achieve debt relief through...