Helping With Your Financial Future

Photo of Judith A. Descalso

Judith A. Descalso

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Practice Areas:

  • Bankruptcy Law


Judith Descalso has been practicing law in California since 1982. She practiced business and real estate litigation until 1993 when she decided to devote her practice exclusively to bankruptcy law. Her 10 years of practical experience dealing with business and real estate issues has proven invaluable in handling bankruptcy matters of businesses and individuals.

In addition to her affiliation with bankruptcy organizations, Judith Descalso has served on the board of directors of Neighborhood Healthcare since 1986. Neighborhood Healthcare is a non-profit that owns and operates 10 healthcare facilities in San Diego and Riverside counties committed to providing quality health care and promoting wellness to everyone in the community, regardless of situation or circumstance.

Ms. Descalso has earned Martindale-Hubbell’s AV rating, which is the highest rating bestowed on attorneys for their professional knowledge and ability as well as ethical standards in the practice of law.


  • Thomas Jefferson School of Law, San Diego, California
  • San Diego State University, San Diego, California

Bar Admissions

  • California, 1982
  • U.S. District Court Southern District of California, 1982
  • U.S. District Court Central District of California, 1996
  • U.S. District Court Northern District of California, 2002
  • U.S. District Court Eastern District of California, 2003
  • U.S. District Court District of Arizona, 1998


  • AV Rating, Martindale-Hubbell

Pro-Bono Activities

  • Board of Directors, Neighborhood Healthcare, since 1986

Professional Associations

  • Certified by the State Bar of California as a Certified Bankruptcy Specialist
  • Northern San Diego County Bar Association, Member (Board of Directors 1989 -1993)
  • American Bankruptcy Institute, Member
  • San Diego Bankruptcy Forum, Member
  • California Bankruptcy Forum, Member
  • National Association of Consumer Bankruptcy Attorneys (NACBA), Member
  • Bankruptcy Law Advisory Commission, 2010 - 2016, Appointed by the Board of Governors, State Bar of California
  • California Lawyers Association, Member
  • California Lawyers Association, Business Law Section Insolvency Committee, 2017 – 2019, Education Committee Co-chair 2019

Current Employment Position

  • Sole Practitioner