San Diego Bankruptcy Law Blog

Many people in California struggling with debt are facing a heavy student loan burden on top of their credit card bills, medical debt and other large expenses. Student loan debt may feel like a trap with no escape, especially after bankruptcy reform provisions in the...

Once you've finalized your bankruptcy in California, rebuilding your finances might seem impossible. Your credit score has tanked, your savings have been wiped out and you have few financial assets. But it's not impossible to rebuild your finances — it just takes...

If you can't pay off your debts in California, filing for bankruptcy might be the only option. Your credit score will take a hit, but you'll be able to discharge some of your debts and start fresh. However, you might also have to sacrifice some of your assets in the...

Consumer advocates in California and around the country are concerned about a rule change finalized recently by the Consumer Financial Protection Bureau. The rule, which updates the 1977 Fair Debt Collection Practices Act, would allow debt collectors to contact...

If you need help paying down existing debts, it may be a good idea to file for bankruptcy. However, not all debts are eligible to be discharged in a Chapter 7 proceeding. In some cases, it may be in your best interest to negotiate a payment plan with a California...

All too often, individuals in California and other U.S. states reach a point where they can no longer pay off their debts. After facing the difficulty of not being able to pay minimum monthly payments on credit cards or car loans, many people decide to file...

Many people in California have dreams of owning a successful small business. However, the majority of small businesses fail within the first year. A small percentage make it to five years, and a smaller percentage make it to ten years. While it might not be fun to...