When a person’s debts become excessive, repaying creditors could prove challenging. When California residents find it impossible to repay their debts, they may file for bankruptcy. Bankruptcy can provide relief from overwhelming debt and offer a fresh financial start....
Helping With Your Financial Future
Life After Bankruptcy
Buying a home after bankruptcy is possible
Many California residents fear bankruptcy and the stigma it holds. However, when you’re struggling with debts and unable to pay some or all of them, it can be a lifesaver. It’s even possible to buy a home after bankruptcy; this is what you need to know and the steps...
Repairing your credit after a bankruptcy
California is the place where many people have realized their dreams. It's also the venue for many bankruptcies over the years. If you fall into the latter category, don't panic. Your credit and reputation are not permanently damaged. There are many methods you can...
Post-bankruptcy car insurance concerns
Anyone considering bankruptcy might have concerns about how the filing could affect them. While filing for Chapter 7 or 13 in a California federal court may help someone struggling with insurmountable debt, bankruptcy will remain on someone's credit history for ten or...
Getting a car loan after bankruptcy
Filing for bankruptcy will have a negative impact on your credit score and this your creditworthiness. Typically, taking this step will result in an at least temporary reduction in your score, which may make you ineligible for certain types of loans. However, it may...
How will your life change under Chapter 7 and Chapter 13 bankruptcy?
Bankruptcies are filed every day in California. If you have amassed significant debt, you may consider filing for bankruptcy to free yourself of this burden. You should realize, however, that life after bankruptcy can be very different. The consequences can shape your...
Rebuild credit after bankruptcy
Excessive debt might prove so massive that a person files for bankruptcy in California. This process provides a way to resolve the situation and find a fresh start. Some might worry about the negative impact Chapter 7 or 13 has on a credit score, but there are ways to...
Life after Chapter 7
Life after bankruptcy is a tough time for many California consumers, so much so that they may have to forego buying a new home because they can't afford one. However, there are a few things people might need to consider when it comes to buying a home post-bankruptcy...
Tips for making life easier after bankruptcy
Filing for bankruptcy is generally seen as a last resort for those who can't stay current on their debt obligations. Although bankruptcy comes with a variety of negative consequences, you may be able to recover from them in a relatively short period of time. Let's...
What happens after bankruptcy?
Filing for bankruptcy can lead to a reduction in your credit score as well as a hit to your creditworthiness. Of course, filing for Chapter 7 protection in a California court may also eliminate most or all of your debts. For many people, life after bankruptcy...