If you need help paying down existing debts, it may be a good idea to file for bankruptcy. However, not all debts are eligible to be discharged in a Chapter 7 proceeding. In some cases, it may be in your best interest to negotiate a payment plan with a California...
Helping With Your Financial Future
Month: October 2020
Finding life after bankruptcy
All too often, individuals in California and other U.S. states reach a point where they can no longer pay off their debts. After facing the difficulty of not being able to pay minimum monthly payments on credit cards or car loans, many people decide to file...
What happens when you file for Chapter 7 bankruptcy?
Many people in California have dreams of owning a successful small business. However, the majority of small businesses fail within the first year. A small percentage make it to five years, and a smaller percentage make it to ten years. While it might not be fun to...
What are the advantages of filing a Chapter 7 bankruptcy?
You feel overwhelmed by your bills each month. You can’t keep up with paying off your medical debt from an unexpected surgery. You may have lost your job in the recent economic downturn. You may be struggling paying of thousands in credit card debt. The stress is...