Helping With Your Financial Future

Month: July 2026

What is the means test when filing for bankruptcy?

On Behalf of The Law Office of Judith A. Descalso | Jul 20, 2026 | Chapter 7 Bankruptcy

If you are suffering from financial strain because of medical or credit card debt, then you may need to consider filing for bankruptcy. Bankruptcy is a process that helps resolve overwhelming debts. The most common form of debt relief is Chapter 7 bankruptcy. In a...

How secured credit cards can help people rebuild after bankruptcy

On Behalf of The Law Office of Judith A. Descalso | Jul 9, 2026 | Life After Bankruptcy

Bankruptcy eliminates major debts through a court-ordered discharge. It may also limit access to credit, such as credit cards. Most lenders immediately freeze or close revolving lines of credit upon learning of a pending bankruptcy filing. Filers may then struggle to...