Helping With Your Financial Future

You May Still Qualify For Chapter 7 Bankruptcy

Regardless of bankruptcy reforms that you may have heard about, you can still qualify for Chapter 7 bankruptcy. The new laws have been in existence for a number of years and most of our clients still qualify for that type of debt discharge. At The Law Office of Judith A. Descalso in Escondido, California, you can still get that fresh start and second chance.

Do not be embarrassed to consider filing for Chapter 7 bankruptcy. We do not judge. We help. Contact us at 760-670-4863 or toll-free at 866-497-6196.

A Fresh Start Through Personal Bankruptcy Remains An Option

In 2005, bankruptcy attorneys were taking to the airwaves, imploring prospective clients to rush in and file while they still could. The fact is that changing bankruptcy laws did not eliminate personal bankruptcy as an option for those who qualify. You still can file for Chapter 7 bankruptcy depending on your debt and income level and your eligibility as indicated through a required means test. At The Law Office of Judith A. Descalso, we dispel myths about bankruptcy  and guide debtors through personalized debt relief counseling.

We customize our approach to bankruptcy advice and guidance. There is no cookie-cutter template. We will identify your needs and help you achieve a beneficial solution. If Chapter 13 bankruptcy is right for you, we will honestly recommend it to you and refer you to a trusted Chapter 13 bankruptcy attorney in our network. If you are a business owner and Chapter 11 would offer your business the greatest chances of recover, will be forthright with you about that option.

There Is No Shame In Investigating Or Filing For Bankruptcy

In addition to our attentive service, we do everything we can to remove any element of embarrassment from a Chapter 7 bankruptcy. If you need debt relief and qualify for Chapter 7 bankruptcy, it may be the most responsible path forward in your case. In most cases, your family members, neighbors and coworkers do not need to know.

While the bankruptcy court’s website may be viewed by the public, we maintain strict standards of confidentiality regarding your filing. No one will likely look into your bankruptcy court date unless you share information with others. We will advise you of ways to stay discreet while pursuing the debt relief that you are legally entitled to.

To Get On The Road To Debt Relief, Request A Free Consultation

For more information or to schedule an appointment with an experienced lawyer regarding a Chapter 7 bankruptcy filing, please send a simple email inquiry or call us at 760-670-4863.