Helping With Your Financial Future

Escondido Creditor Challenge Lawyer

It is important to know all steps in a bankruptcy. When considering a debt relief option such as this, you want to know that you have all the information necessary to make a smart decision about your situation. At our law firm we make it a priority to get our clients all the information they need.

The Law Office of Judith A. Descalso is your source for representation in bankruptcy law matters. Located in Escondido, we serve clients throughout all the surrounding areas. Our lawyer, Judith A. Descalso, has more than 25 years of legal experience and is certified by the State Bar of California as a bankruptcy specialist.

Can My Creditor Challenge My Discharge?

The reality is, yes, there can be challenges or objections to discharging debt in a Chapter 7 or Chapter 11 bankruptcy. There are two types of challenges, which include:

  • Dischargeability challenge: When a creditor objects to the discharge of its claim for reasons such as fraud, breach of fiduciary duty, intent to cause harm and more. For instance, if an individual runs up charges on their credit card within the 90 day time period prior to filing bankruptcy.
  • Discharge objections: Objections based on bankruptcy fraud. These are typically rare, but can happen. This may occur because an individual failed to turn over certain documents to the trustee or failed to disclose an asset, or if there was general misconduct involved in the bankruptcy.

In order to prevent challenges, it is important to work with an experienced lawyer who is familiar with a bankruptcy from all angles. At our firm, we dedicate our entire practice to bankruptcy matters.

Attorney Judith A. Descalso will fully examine your situation, help explain the legal issues involved in your case and advise you of the best route to take. She is familiar with assets and exemptions in the state of California and how a bankruptcy affects small business owners. You can turn to our firm for competent, knowledgeable and personalized legal solutions.

Contact Our San Diego Area Bankruptcy Discharge Attorney

To schedule a consultation with our California bankruptcy lawyer, contact us at 760-670-4863 or 866-497-6196.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.