Helping With Your Financial Future
Most individuals considering bankruptcy choose between Chapter 7 and Chapter 13 bankruptcy. Occasionally, individuals who work as professional fishermen or farmers can file Chapter 12 bankruptcy. Most of the time, Chapter 11 bankruptcy is for business organizations....
Finding a path out of overwhelming debt can feel impossible, but luckily, Chapter 7 offers a structured reset that can erase many unsecured debts and help you rebuild. Before you decide, it helps to know how Chapter 7 works, who qualifies and what you keep versus what...
Bankruptcy can have a profound impact on your daily and financial life. In California, the effect often reaches your marriage through community property rules. You may find yourself weighing the impact on shared assets, debt responsibilities and the emotional strain...
If you’re considering Chapter 11 bankruptcy for your business and doing some reading to learn more about it, you’re likely coming across some new and puzzling terminology. Take the word “cramdown.” Just what does that mean? When creditors are required to accept...
Filing for bankruptcy is something that affects the whole family. Responsible parents considering bankruptcy think about what it will mean for their children – not just in the short term, but at least a few years into the future. One big concern for many parents...
You have been considering filing for bankruptcy as a business owner. The debt that your company is facing just does not match the amount that you are earning, and you cannot afford it. You know that bankruptcy can be used to eliminate that debt and give you a fresh...
There are many types of businesses that market debt relief to the public. Credit card companies and a host of other financial businesses may tell consumers that they can help them reduce their overall debt levels and take control of their finances. People coping with...
Filing for bankruptcy can feel like hitting a financial reset button. While it offers a fresh start, the period that follows is critical. Adopting strong financial habits after bankruptcy is key to rebuilding credit, regaining financial stability and helping ensure a...
When a business begins to face the looming threat of bankruptcy, leaders are forced to make tough decisions not only about operations but also about communication. One of the most difficult choices is whether to inform employees about the company’s financial...
If you live in California, you already know healthcare costs can drain your wallet fast. What you might not know is how many neighbors face the same crushing burden of medical bills. Medical debt does more than pile up paperwork on your kitchen table. It wrecks your...