San Diego Bankruptcy Law Blog
Helping With Your Financial Future
If you file for bankruptcy, it’s important to know how to rebuild or repair your credit score. This score is going to go down due to the bankruptcy filing. This can make it more difficult for you in the future if you’re trying to get credit cards, get a car loan, take...
People who have gone through medical hardship often expect that healthcare providers should treat them with dignity and patience. After all, a hospital that has – for example – provided cancer treatment should be fully aware of the current limitations affecting a...
If you’re sitting up at night worrying about your debts, you’ve probably seen the ads for debt relief or debt settlement programs where they promise to settle your debts for pennies on the dollar. Have you ever heard the adage, “If it sounds too good to be true, it...
Bankruptcy can provide you with a fresh financial start if you have been overwhelmed by debt. However, it’s essential to file under the right chapter to make the most of this opportunity and avoid undesirable consequences. Are you looking to discharge your debts or...
If you and your California spouse are contemplating divorce and have a significant amount of debt, the timing of your bankruptcy filing can affect your divorce negotiations. If you and your spouse agree on a course of action, you can realize additional financial...
Most Americans use credit cards. In fact, credit card debt recently broke $1 trillion and reached record levels in the United States. Part of this is simply because there are more people every year and the value of the dollar is declining. But it also shows just how...
Chapter 7 bankruptcy is generally considered to be a fresh start for a filer. This is because your obligations are discharged under Chapter 7, which means that repayment of eligible debts during bankruptcy is not required like it is during Chapter 13. Bankruptcy is...
People may experience numerous different consequences when the business that they operate begins to struggle financially. It can be a real blow to a business owner to acknowledge that their company has not remained profitable and may not be able to continue operating....
Traditionally, when many people used to hear about people declaring bankruptcy, they assumed that filers couldn’t manage their money. Until the Great Recession, most people failed to consider that many people can find themselves in an overwhelming financial situation...
After filing for bankruptcy, there is a period of financial recovery that requires careful planning and disciplined action. Understanding the challenges ahead and taking proactive steps can help you rebuild your financial health. Here are five ways to recover from...