When a debtor in Escondido, California, doesn't see a way out of debt, bankruptcy can give them relief. However, a homeowner may hesitate to file because they have concerns about credit. It is possible to buy a home after bankruptcy, contrary to myths. Credit scores...
Helping With Your Financial Future
Life After Bankruptcy
Car loans post-bankruptcy
Bankruptcy allows people who can't meet their debt obligations to wipe the slate clean and be relieved of some of their burden. People in California who file for bankruptcy should be aware that filing for Chapter 7 or Chapter 13 won't make it impossible for them to...
Ideas for getting a mortgage after Chapter 7 bankruptcy
Every year, hundreds of thousands of Americans file bankruptcy. Although they understand that bankruptcy can have long-lasting financial implications, it's sometimes the only reasonable way to get out of debt. Despite these implications, it's still possible for...
Keeping credit cards after bankruptcy
Bankruptcy, while not always the first choice for anyone facing financial hardship, has become a more popular option recently as people continue to struggle due to job losses, medical bills and other other obligations. However, there are still lots of questions...
How to rebuild your credit score after a bankruptcy
Once you've finalized your bankruptcy in California, rebuilding your finances might seem impossible. Your credit score has tanked, your savings have been wiped out and you have few financial assets. But it's not impossible to rebuild your finances — it just takes...
Finding life after bankruptcy
All too often, individuals in California and other U.S. states reach a point where they can no longer pay off their debts. After facing the difficulty of not being able to pay minimum monthly payments on credit cards or car loans, many people decide to file...