If you’ve already gone through the process of filing for bankruptcy in California, you might be wondering what to do next. Here are three things that you should do after your bankruptcy case is closed: #1: Save all of your bankruptcy stuff Hold onto your bankruptcy...
Helping With Your Financial Future
Life After Bankruptcy
Can you obtain a car loan after Chapter 7 bankruptcy?
California residents in Chapter 7 bankruptcy may wonder if they can obtain car loans later. Here's what you should know about getting a car loan post-Chapter 7. How does bankruptcy affect your credit? Chapter 7 bankruptcy allows some property to be liquidated so that...
Steps to recover from bankruptcy
Bankruptcy in Escondido, California, can be a positive thing to get rid of some debt regardless of the negative stigma surrounding it. Many consumers chose Chapter 7, which requires selling non-exempt assets, or Chapter 13, a repayment plan. It helps knowing what to...
How can you rebuild your credit after going through bankruptcy?
After filing for bankruptcy, it's normal to see your credit score drop. Bankruptcy filings can stay on your credit report for seven years if you filed Chapter 13 or 10 years if you filed Chapter 7. Fortunately, California residents can take certain steps to rebuild...
How to handle life after a Chapter 7 discharge
No one likes the thought of filing Chapter 7 bankruptcy in California, but sometimes, filing is the only way to get relief from overwhelming debt. If you filed Chapter 7 recently, you may wonder what happens after discharge. While life after Chapter 7 is often...
Can you buy a house after bankruptcy?
When a debtor in Escondido, California, doesn't see a way out of debt, bankruptcy can give them relief. However, a homeowner may hesitate to file because they have concerns about credit. It is possible to buy a home after bankruptcy, contrary to myths. Credit scores...
Car loans post-bankruptcy
Bankruptcy allows people who can't meet their debt obligations to wipe the slate clean and be relieved of some of their burden. People in California who file for bankruptcy should be aware that filing for Chapter 7 or Chapter 13 won't make it impossible for them to...
Ideas for getting a mortgage after Chapter 7 bankruptcy
Every year, hundreds of thousands of Americans file bankruptcy. Although they understand that bankruptcy can have long-lasting financial implications, it's sometimes the only reasonable way to get out of debt. Despite these implications, it's still possible for...
Keeping credit cards after bankruptcy
Bankruptcy, while not always the first choice for anyone facing financial hardship, has become a more popular option recently as people continue to struggle due to job losses, medical bills and other other obligations. However, there are still lots of questions...
How to rebuild your credit score after a bankruptcy
Once you've finalized your bankruptcy in California, rebuilding your finances might seem impossible. Your credit score has tanked, your savings have been wiped out and you have few financial assets. But it's not impossible to rebuild your finances — it just takes...
