Helping With Your Financial Future
Submitting a bankruptcy petition to a California judge may be an ideal way to eliminate or reduce many types of debts. However, in most cases, student loan debts cannot be discharged or forgiven by filing for bankruptcy. Last month, a bill was introduced that would...
Going through a difficult financial time can be one of the most stressful and worrisome experiences. Bankruptcy is often a sensible solution to getting things in order and clearing your debts. But, one of the greatest fears that most California residents face is the...
California bankruptcy law offers a number of exemptions that may help you retain property after seeking protection from creditors. These exemptions apply to personal goods, equity in a car or home or items that are used to operate a business. The exemptions apply...
Financial abuse can be a serious problem for older people. In many cases, financial abuse is coupled with other forms of abuse or neglect. Ultimately, Minnesota victims may be drained of their life savings or pressured to sell their assets to raise funds for the...
When a financial situation becomes untenable, Companies struggling under the weight of massive debt may explore bankruptcy. Would-be California filers may discover there are different categories of business bankruptcy. Chapter 7 and Chapter 11 reflect the two...
If you're facing bankruptcy for the first time in California, you may be afraid that you'll have to start your life from scratch with no assets to your name. While you will have fewer assets to your name, federal bankruptcy exemptions protect certain ones from...
Failing to pay your credit card debt could result in phone calls from creditors and collection agencies based in California and around the country. It may also result in lawsuits, wage garnishments and other penalties. However, there are several strategies that might...
Filing for Chapter 7 bankruptcy involves liquidating your assets in order to resolve as much of your debt as possible. The court process may also involve assigning you a trustee. In order to make sure that your bankruptcy filing proceeds smoothly, you should...
Filing for bankruptcy may be an effective way to eliminate or reorganize debts without losing property such as a California home. There is no limit to the number of times that you can file for protection from creditors. However, you may be subject to a waiting period...
Filing for bankruptcy can lead to a reduction in your credit score as well as a hit to your creditworthiness. Of course, filing for Chapter 7 protection in a California court may also eliminate most or all of your debts. For many people, life after bankruptcy...